What is the ICU cost per day at Gini Hospital?

₹11,000–27,000 per day all-inclusive at Gini Advanced Care Hospital Mohali. This is 70–80% less than Fortis (₹60,000–1,00,000) or Max (₹55,000–90,000) for similar NABH-accredited ICU care.

Is ICU covered by insurance?

Yes. All major Indian health insurance policies cover ICU under hospitalisation benefits. Cashless processing is available at Gini for 32+ insurance partners. Emergency admissions get cashless initiated immediately on arrival.

What is the ICU cost at Fortis Mohali?

Fortis Mohali ICU rates are typically ₹60,000–1,00,000 per day for the bed and nursing alone. Specialists, medications, investigations, and procedures are billed separately, often making the actual bill significantly higher.

Yes. CGHS covers ICU for emergencies and planned admissions. Gini is fully CGHS empanelled — cashless ICU for emergencies with no referral or pre-authorisation needed. CGHS rates: ₹8,000–20,000/day depending on entitled ward.

What is the cheapest ICU in Mohali?

Government-rate ICUs at PGIMER and GMCH are the cheapest but have long wait times for non-emergency admission. Among private NABH-accredited hospitals offering immediate emergency admission, Gini Advanced Care Hospital is the lowest-priced at ₹11,000–27,000/day all-inclusive.

How can I reduce ICU costs?

Notify insurance on admission, ask for daily itemised estimates, ensure CGHS AMA is filed within 24 hours, ask which medications are routine vs specialised, request step-down to ward as soon as clinically appropriate, and choose hospitals with all-inclusive pricing structures rather than itemised billing.

ICU Cost Per Day in Mohali & Chandigarh — Complete Honest Guide 2025

🚨 SUSPECTED EMERGENCY?

Don't read — call. Our 24/7 ICU and Emergency line: +91 82888 43800. Gini Advanced Care Hospital, Sector 69 Mohali.

Cost Table

Comparison Table — Mohali & Chandigarh ICUs

Hospital	Per Day	All-Inclusive?	CGHS Cashless
Gini Advanced Care, Sector 69 Mohali	₹11,000–27,000	Yes — bed, nursing, intensivist, specialist consultations, ventilator, routine meds, lab, oxygen, meals	✓ Yes
Fortis Mohali	₹60,000–1,00,000	Bed + nursing only. Specialists, medications, investigations charged separately	✓ Yes
Max Super Speciality Mohali	₹55,000–90,000	Bed + nursing only. Other items billed separately	✓ Yes
Ivy Hospital Mohali	₹25,000–45,000	Partial	✓ Yes
PGIMER Chandigarh (general ward)	Government rates (heavily subsidised)	Government scheme	CGHS reimburses
GMCH Sector 32 Chandigarh	Government rates (subsidised)	Partial	CGHS reimburses

Rates as of early 2025, sourced from published hospital rate cards and patient bills. Verify current rates with each hospital. PGI rates are heavily subsidised but waiting times for non-emergency admission are long.

What's Included

What "All-Inclusive" Actually Includes at Gini

At Gini, the ₹11,000–27,000 per day rate includes:

ICU bed
24/7 nursing care (1:2 nurse-to-patient ratio)
Twice-daily intensivist rounds
Specialist consultations as needed (Dr. Bhansali, Dr. Katyal, Dr. Harjoban Singh)
Ventilator support if required
Routine medications (commonly prescribed antibiotics, IV fluids, electrolyte replacement, sedatives, common cardiovascular drugs)
Routine lab investigations (CBC, electrolytes, kidney function, liver function, ABG, glucose monitoring)
Oxygen supply
Patient meals

The rate excludes:

Specialised expensive medications (high-end antibiotics like meropenem/colistin/linezolid — usage-based, disclosed upfront)
Procedures (central line, intubation, chest tube, dialysis — charged separately)
Imaging beyond routine X-ray (CT, MRI — charged at standard rates)
Blood products if needed
Surgery if required during ICU stay

The hospital provides an itemised estimate within 24 hours of admission and updates it as the clinical course evolves.

By Condition

Estimating Total Cost by Condition

Condition	Avg ICU Days	Cost at Gini	Cost at Fortis/Max
DKA	2–3 days	₹30K–60K	₹2–4 lakhs
Pneumonia (ICU)	7–10 days	₹1.5–3.5 lakhs	₹5–10 lakhs
Sepsis	7–14 days	₹1–3 lakhs	₹5–12 lakhs
Mechanical ventilation	10–28 days	₹3–7 lakhs	₹15–30 lakhs
Post-surgical observation	12–24 hours	₹15K–30K	₹60K–1 lakh

CGHS & Insurance

CGHS & Insurance Coverage

CGHS: ICU is covered. Cashless at Gini for emergencies — no referral or pre-authorisation required for emergency admission. CGHS rates: ₹8,000–20,000/day depending on entitled ward. Inform our CGHS desk within 24 hours of emergency admission for documentation.

Insurance: All major insurers cover ICU. Cashless at Gini under 32+ partner TPAs (Star Health, New India, HDFC Ergo, Bajaj Allianz, ICICI Lombard, Religare/Care, ManipalCigna, SBI Health, etc.). For emergency admissions, cashless processing is initiated immediately on arrival. Pre-authorisation can be done in parallel.

Tips for managing ICU costs:

Ask for a daily itemised bill estimate.
Notify insurance immediately on admission.
For CGHS patients, get the AMA (advance memo of admission) within 24 hours.
Ask which medications are routine (covered) vs specialised (extra).
If insurance limit is approaching, discuss step-down to ward when clinically appropriate.

FAQs